Prepare for the Unexpected

Protect your family’s future with our guaranteed acceptance accidental death insurance coverage.

Accidental death insurance from WoodmenLife provides tax-free financial support for your loved ones if you die in a covered accident.

No matter how careful people are in life, accidents happen. Sadly, accidents are among the leading causes of death in the US 1. That’s why it makes sense to put a financial safety net in place for your family with our accidental death insurance that helps cover:

Housing costs like the mortgage and other loans

Food, everyday bills and medical emergencies

Education expenses and dreams for the future

Prepare for the Unexpected

Protect your family’s future with our guaranteed acceptance accidental death insurance coverage.

Accidental death insurance from WoodmenLife provides tax-free financial support for your loved ones if you die in a covered accident.

No matter how careful people are in life, accidents happen. Sadly, accidents are among the leading causes of death in the US 1. That’s why it makes sense to put a financial safety net in place for your family with our accidental death insurance that helps cover:

Housing costs like the mortgage and other loans

Food, everyday bills and medical emergencies

Education expenses and dreams for the future

 
Not only does accidental death insurance from WoodmenLife pay lump sum cash for death due to covered accidents, it provides up to four times more 2 than the accidental death benefit if your death occurs on a common carrier like a train or airplane.

Plus, we make it easy for you to apply with no medical exams or health questions — and no waiting period either for your coverage to begin. Your coverage takes effect as soon as your first premium payment is processed.

Easy to Apply — Two-Step Enrollment — Choice of Coverage Amount

Plus, other great reasons to choose our accidental death insurance may include:

You’re age 18-80 and looking for affordable coverage with guaranteed acceptance.

You want a simple way to supplement your current insurance coverage.

You’re looking for a convenient way to add financial security for your family.

WoodmenLife has been helping to protect the financial future of families like yours in hometowns across America since 1890.

Frequently Asked Questions

Q: Can I purchase accidental death insurance if I already have life insurance?
A: Yes! Accidental death insurance is a great way to supplement your life insurance coverage.

Q: Can I apply for accidental death insurance if I have a health condition?
A: Yes! There are no medical exams or questions necessary to purchase this insurance.

Q: How do I pay the monthly premiums?
A: It’s easy! The affordable monthly premiums are paid automatically via your checking account.

Q: Can my beneficiary use the benefit amount any way they wish?
A: Yes! It’s completely up to your loved ones how the tax-free, lump sum cash is used.

Q: How long does this accidental death insurance last?
A: Good news! It’s renewable until age 85 (CA age 80), subject to the Termination of Coverage provision.

Q: Do I have to be a WoodmenLife member to apply for this coverage?
A: No! When you enroll, you’ll automatically become a member and enjoy valuable WoodmenLife Extras3.

Q: Is there a waiting period before my coverage begins?
A: No! Rest assured that your coverage takes effect as soon as your first premium payment is processed.
 


1National Safety Council, Injury Facts, 2019 Edition.

2The accident causing the injury resulting in death must occur while riding as a fare-paying passenger in or on a licensed public conveyance operated by a common carrier on its regularly scheduled route. Maximum total benefit limited to $1,000,000. In CA, only up to three times more than the Accidental Death benefit is allowed.

3WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

This is accidental death only insurance. If multiple Accidental Death insurance certificates are issued by WoodmenLife, the maximum combined amount of coverage can’t exceed $500,000.

Accidental Death Insurance Certificate #8838 (XX) 1-20

This is a solicitation of insurance. This certificate is guaranteed renewable until age 85 (age 80 in CA), subject to the Termination of Coverage provision. Benefits begin to reduce at age 70. Accidental Death Insurance issued by Woodmen of the World Life Insurance Society, Omaha, NE. Woodmen of the World Life Insurance Society is domiciled in Nebraska and is licensed in all states. (NAIC #57320)

WoodmenLife Accidental Death Insurance is currently available in AL, AR, AZ, CA, CT, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NE, NJ, NV, NY, OH, OK, PA, SC, TN, TX, VA, VT, WA, WI and WV. Product and its features, exceptions, limitations, reductions and premiums may vary by state and may not be available in all states.

For complete terms of the insurance and coverage, please refer to your Certificate. To obtain this coverage, you must be aged 18-80 (aged 18-75 in CA, aged 18-64 in NJ).

For further information regarding WoodmenLife Terms and Conditions, Privacy Notices, Privacy Requests, Constitution (ACL), NY Residents and our Accessibility Statement see www.woodmenlife.org

1-800-401-8691

Exclusions

  1. Suicide, attempted suicide or intentionally self-inflicted injury, while sane or insane;
  2. declared or undeclared war or any act of war;
  3. injury sustained while performing military duty or active service;
  4. Voluntary participation in a riot, insurrection or terrorist activity, but will not include actions taken in defense of public or private property, or actions taken seeking to maintain or restore law and order including but not limited to police officers and firemen. Participation includes promoting, inciting or conspiring in a riot. Riot includes all forms of public violence, disorder, or disturbance of the public peace;
  5. committing, or attempting to commit an assault or a felony or being engaged in an illegal occupation;
  6. sickness or its medical or surgical treatment, including diagnosis or any bacterial infection except through a wound accidentally sustained;
  7. operating or riding in any kind of aircraft except as a fare-paying passenger on a commercial flight;
  8. voluntary gas inhalation or poison voluntarily taken, administered or inhaled;
  9. being under the influence of alcohol or having a blood alcohol level at or above the legal limit at which it is unlawful to operate a motor vehicle (as defined in the state where the accident occurred);
  10. being intoxicated or under the influence of any drug, medication, narcotic or hallucinogen unless taken as prescribed by a physician;
  11. operating a mechanical or motorized device or motor vehicle while having a blood alcohol level at or above the legal limit at which it is unlawful to operate the mechanical or motorized device or motor vehicle (as defined in the state where the accident occurred, or, if there is no limit specific to the motorized device, the limit at which it is unlawful to operate a motor vehicle);
  12. riding in or driving any type of motorized vehicle in any kind of speed contest.

The above exclusions may vary by state and certificate. Please read the Outline of Coverage specific to your state carefully when completing the online application.

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Customer Service: 1-800-225-3108
Monday – Thursday 7:00 a.m. to 5:00 p.m.
Friday 7:00 a.m. to 12:00 p.m. (Central Time)

© 2022 Woodmen of the World Life Insurance Society
Omaha, Nebraska

This is a solicitation of insurance and an agent may contact you.

Securities are offered through Woodmen Financial Services, Inc. (WFS), 1700 Farnam Street, Omaha, NE 68102, 877-664-3332, member FINRA/SIPC, a wholly owned subsidiary of Woodmen of the World Life Insurance Society (collectively “WoodmenLife”). Securities other than the WoodmenLife Variable Annuity are issued by companies that are not affiliated with WoodmenLife. This material is intended for general use with the public. WFS is not providing investment advice for any individual or any individual situation, and you should not look to this material for any investment advice. WFS has financial interests that are served by the sale of these products or services.

WoodmenLife Extras are available to members. An individual becomes a member by joining our shared commitment to family, community and country, and by purchasing a WoodmenLife product. These extras are not contractual, are subject to change and have specific eligibility requirements.

Some WoodmenLife Extras include additional membership requirements including length of membership, number of qualifying members in household and/or a qualifying event.

Check out the background of Woodmen Financial Services, Inc. on FINRA’s BrokerCheck.

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Fraud, Ethics and EEO Reporting Hotline: 1-844-339-3053
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A+ Financial Rating

This company was issued a A+ (Superior) rating by the A.M. Best Company, click for additional details. WoodmenLife has been awarded a rating of A+ (Superior), the second highest ranking out of 15, for its financial strength and operating performance in 2021 by A.M. Best, an independent rating company that is nationally recognized for its objective reporting and rating of insurers.

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